PRIVACY STATEMENT / TERMS OF USE / DISCLAIMER

My Gold Advisor is committed to preserving your trust and confidence. The following statement discloses our information gathering and dissemination practices for this website:

The Information We Collect, How We Collect It, and How We Use It

We collect different types of personal and other information based on your use of our products and services and our business relationship with you. This is primarily contact information you provide when subscribing to our services or to those of our related entities.. This information will be used to process your orders, maintain a record of past transactions, and send you information and special offers on our products and services.

We also automatically collect anonymous tracking information about website users to gauge response to our communication efforts and the popularity of specific areas of our website.

Safeguarding Privacy

My Gold Advisor recognizes the need to prevent unauthorized access to the information collected, including information held in electronic format. My Gold Advisor authorizes access to your nonpublic, personal information only to personnel who need that information to serve you. We maintain physical, electronic, and procedural safeguards regarding your nonpublic, personal information to ensure that we comply with our own policy, industry practices, and federal and state regulations.

Although we take the security of your personal information very seriously, no electronic communication over the internet can be guaranteed to be completely secured. We cannot guarantee the security of any information that you submit to us, and you do so at your own risk.

Sharing Information

My Gold Advisor will never disclose any private or financial information to third parties. We may share basic contact information to select companies with whom we have an established relationship, in order to notify you of services and special offers which we believe may be of interest to you. Though we hope you gain value from the email messages you receive, you may at any time choose to opt out of receiving further messages by following the instructions provided at the bottom of each email. We retain the right to release your personal information when required by law or when we, in good faith, believe that we must release the information in order to: (1) satisfy a legal order or comply with legal process; (2) defend our rights or those of our affiliates or business partners; or (3) protect the personal safety of our employees, agents, affiliates, business partners, customers, or site users.

We also retain the right to transfer your personal contact information in the context of the sale of all or part of our business, or amongst unaffiliated companies in which Damion Lupo is an owner.

Google Adwords and Remarketing Policy

My Gold Advisor uses all features of Google Analytics for Display Advertisers. That includes obtaining specific visitor cookie data, such as the source, medium and keyword used to visit our website. Google Analytics does not store any visitor specific data and we will not use visitor specific data in any way related to Google Analytics, Google Adwords, and Remarketing.

My Gold Advisor uses remarketing with Google Adwords and analytics to display content specific advertisements to visitors that have previously visited our site when those visitors go to other websites that have the Google Display Network implemented.

My Gold Advisor and other third-party vendors, including Google, use first-party cookies (such as the Google Analytics cookie) and third-party cookies (such as the DoubleClick cookie) together to inform, optimize, and serve ads based on visitor’s past visits to our website.

We take our users’ privacy very seriously. We feel that certain personal information should always be kept private, so we’ve developed restrictions around the types of ads where we don’t allow remarketing. When creating remarketing lists, we can’t use any sensitive information about users. This includes information such as their financial status, sexual orientation, and other sensitive categories.

As adwords advertisers, we are restricted from and will not perform the following actions:
(a) Running ads that collect Personally Identifiable Information (PII) including, but not limited to, email addresses, telephone numbers, and credit card numbers
(b) Creating a remarketing list or creating ad text that specifically targets users in ways that are outlined as “prohibited” in the categories below

Visitors can opt out of Google Analytics for Display Advertisers and opt out of customized Google Display Network ads by visiting the Ads Preferences Manager.

Definitions

“User” means a unique instance of a browser, application or similar technology.
“User Cookie” means the User identifier (of which a cookie is one example) associated with a User for remarketing or similar audiences.
“Remarketing Lists” means a list of User Cookies created or otherwise obtained by you and used in connection with remarketing or similar audiences.
“Similar Audiences Lists” means a list of Users created by Google based on a Remarketing List for use in connection with similar audiences.
“Properties” means properties or content on which advertisements are shown.

Revisions To This Policy

From time to time, we may revise this privacy statement. If we make revisions that change the way we collect or use your personal information, those changes will be posted in this privacy statement and the effective date will be noted at the bottom of this privacy statement. You should review it periodically so that you are up to date on our most current policies and practices. If we make material changes to this privacy statement, we will notify you by sending a notice to you via email to your most current email address from our records.

Please note that you are responsible for updating your personal information with us, including any changes to your email address. To update your information, please call 1-800-846-6280 and ask for a Precious Metals Specialist.

Consent and Questions

By providing your personal information through our website, you consent to our collection and use of your personal information in accordance with the terms of this statement.

If you have any questions about this statement, the practices of this website, or your dealings with this website, please call 1-800-846-6280 and ask to speak with one of our senior advisors.

OPUL METALS, LLC, which is the holder of the trademark “My Gold Advisor,” (the “Company”), offers precious metals sales and related transactional services and further provides information relating to its services through its website, www.mygoldadvisor.com.  Said website, related postings, and related emails are hereinafter together or individually referred to as the “Site.” By undertaking to engage in any transaction with the Company or by accessing any content of the Site, you, whether you are a member, Subscriber, free member or any other type of user, acknowledge that you have read and understood the following terms, conditions, policies, disclaimers, agreements, notices and restrictions, hereinafter referred to as “Terms of Use/Disclaimer”, and agree to be bound by them as well as all applicable laws and regulations:

1. No Financial Advice
No statement, presentation, article, data file or any other communication available from the Company or Site is to be construed as a recommendation to purchase or sell a security or service, or to provide investment, legal, accounting or tax advice. The Company is not a Registered or Certified Investment Advisor, Broker/Dealer, Financial Analyst, Financial Bank, Securities Broker or Financial Planner. The Information on the Site is provided for information purposes only. The Information is not intended to be and does not constitute financial advice or any other advice, is general in nature and not specific to you. Before using the Company’s information to make an investment decision, you should seek the advice of a qualified, certified and/or registered securities professional and undertake your own due diligence. None of the information on our Site is intended as investment advice, as an offer or solicitation of an offer to buy or sell, or as a recommendation, endorsement, or sponsorship of any security, Company, or fund. The Company is not responsible for any investment decision made by you. You are responsible for your own investment research and investment decisions.

2. Potential Conflict Disclosure.
The Company’s affiliates, members, managers, directors, owners, officers, or associates and/or its employees may hold positions in the transactional opportunities that are described on the Site. They may, from time to time, hold positions consistent or inconsistent with information contained on the Site, have no obligation to notify you in any way regarding said positions and shall have no liability to Subscribers that relates in any way to said positions. Their affiliation or relationship to the Company shall in no way limit the positions they may hold or when they may hold them.

3. Risk Disclosure.
Acting upon the information furnished by the Company and the Site represents a significant departure from current financial norms. Many experts consider making a financial commitment to precious metals to be risky and unprofitable. Gold, silver and coins are not necessarily a medium appropriate for every individual. Precious metals may be considered a form of “investment” and as with all investments; some element of risk of “loss of principal” may be inherent. The price risk, i.e. the likelihood that the precious metal investment will drop in value due to a decrease of the precious metal price, is the most obvious risk of a precious metals investment. Many experts believe: (a) private investors should only invest a limited share of their overall portfolio in precious metals; (b) diversification generally reduces the risk to the overall investment portfolio in case of price movements in individual asset classes; (c) other risks of gold investments could be counterparty risks or liquidity risks; and (d) you should investigate the product characteristics (e.g. outright ownership of gold and custody by an independent third party) and the product providers (e.g. trustworthiness) before engaging in any precious metals transactions. As such, precious metals may not be suitable for everyone. “Return on investment” and principal value may fluctuate and your portfolio, when redeemed, may be worth more or less than the original cost. Market value is subject to daily pricing fluctuations and values may change without prior notice. Past performance may not be indicative of future results.

Statements made on or contained on the Site or Company communications, particularly those regarding capital employed, capital expenditure, cash flows, costs, savings, debt, demand, disposals, dividends, earnings, efficiency, gearing, growth, improvements, investments, margins, performance, prices, production, productivity, profits, returns, sales, strategy, synergies, tax rates, trends, value, volumes, the effects of merger and acquisition activity, if any, are or may be forward-looking statements. Such statements are subject to risks and uncertainties. Actual results may differ from those expressed in such statements, depending on a variety of factors including demand and pricing; political stability and economic growth; development and use of new technology; actions of competitors; and natural disasters, wars and acts of terrorism.

You should carefully read sales literature prospectuses, and/or other offering documents, when available, before making purchases. You should carefully analyze all risks and/or considerations contained in the documents. If seeking recommendations or guidance, you are responsible for providing accurate information about your financial status, goals, and risk tolerance to ensure that appropriate recommendations are provided. You should make certain that you understand the correlation between risk and return.

The taxation of capital gains from gold investments depends on your country’s tax codes and the form of investment. In the US and UK investors have to declare capital gains from gold investments and pay a tax on the gains. You should consult an attorney or tax advisor for specific legal or tax advice.

4. No Guarantees.
The information provided by the Company or on its Site, including but not limited to its opinion and analyses, should not be construed to be investment advice. Your use of any information from the Site is at your own risk and without recourse against the Company, its owners, members, managers, directors, officers, employees or content providers. The Company does not, cannot and will not assess or guarantee the suitability or profitability of any particular transaction, investment, or the potential value of any transaction, investment or informational source. The transactional opportunities mentioned on our Site may not be suitable for you depending on your specific investment objectives and financial condition. The information on the Site or in Company communications may contain forward-looking statements about various economic trends and strategies. You are cautioned that such forward-looking statements are subject to significant business, economic and competitive uncertainties and actual results could be materially different. There are no guarantees associated with any forecast and the opinions stated here could be wrong. The Site and Company’s products and services, only express our opinion. Our opinion will be wrong at times.

5. No Reliance
Prior to entering into a transaction with the Company you should consult with your own legal, regulatory, tax, financial and accounting advisors to the extent you consider it necessary, and make your own investment, hedging and trading decisions (including decisions regarding the suitability of any transactional opportunity offered by the Company) based upon your own judgment and advice from those advisers you consider necessary.

6. No Warranty or Damages
The contents of the Site and all Company communications are provided “AS IS” and the Company makes no warranties or representations about any of those contents (including the timeliness, currency, accuracy, completeness, reliability, continued availability or fitness for any particular purpose of those contents or that the use of this website will be error free or reliable). To the greatest extent permissible by applicable laws, the Company excludes any such warranties and representations that may otherwise be implied and excludes all liability with respect to its Site, its Company communications, or the use of the site anyone makes of it or those contents. The Company does not accept liability for any direct, indirect, special, consequential or other losses or damages of whatsoever kind arising out of access to, or the use of this website or any information contained in it.

Effective Date: November 1, 2015